Privacy Policy

Privacy Policy & Licensing Information

We take our clients’ financial privacy very seriously. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.We collect nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from a consumer reporting agency; (iv) information we receive from you, voluntarily, such as your e-mail address and any information contained in your e-mail messages.

We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted by law. We do not share your nonpublic information with third parties to market their products to you. We may disclose information received on your application or other forms such as your name and address to companies that market our products on our behalf.

If you have any questions regarding this policy, please contact the ACACIA Mortgage, (917) 617-2525.

Please note that your application will not be complete until your loan officer contacts you after submission.

ACACIA Mortgage Finance Group, NMLS ID#1927929

Licensed in the State of Texas, Mortgage Company Registration

ACACIA Mortgage Finance Group is an Equal Housing Lender

We collect nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from a consumer reporting agency.

We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted by law.

Personal Information We Collect

We collect a variety of personal information to operate the Site and provide the Service, including:

Your name, address, phone number, email address, birth date, and other personal information.
Financial information, including your social security number, income, assets, and net worth.
Copies of your tax returns, brokerage statements, W-2 forms, and other financial documents.
Your username and password.
Information to confirm your identity, such as a completed electronic check transaction or a credit report.
Your W-9 form.
Information to confirm your place of residence.
Information about your use of the Site.
Information about your computer configuration.
Information to confirm your relationship with other parties associated with the Site.
Information about your bank accounts or other sources of payment.
Your IP address.

How We Use Your Personal Information

We use your personal information to:

Verify that you are permitted to use and invest through the Site.
Keep track of your investments.
Decide whether to lend money to you (if you are a prospective borrower).
Guard against fraud.
Comply with applicable law.
Answer your questions.
Protect our rights.
Send to third parties at your request.
Process your transactions at the Site.
Determine whether your computer information is compatible with the Site.
Keep track of your use of the Site.
Send you information about your investments.
Notify you of other possible investments in which you might have an interest.
Analyze use of the Site.
Improve the Site.
Send you information about the Site.
Send you materials about us.
Other purposes we disclose to you.

Notifications and Communications from Us

We will send you email notifications from time to time. For example, we may send you emails:

To confirm your registration.
To provide you with legal notices.
To notify you of new investment opportunities.
To tell you whether you loan application has been approved.
When the online profile you created is changed.
To ask you to participate in surveys, or otherwise provide feedback.
To confirm your investment in a project.
To ask you for information.

Cookies, Etc.

A cookie is a small amount of data sent to your browser from our computer. We use cookies to provide you with a tailored user experience and to make it easier for you to use a website upon a future visit. You may set your browser so that it does not accept cookies, although this would affect the usability of the Site.

We or our service providers (such as Google Analytics) may collect data related to your use of the Service, including which of our pages you access, the frequency of such access, and your product and service preferences. This data collection may be accomplished by using cookies, web beacons, page tags or similar electronic tools. Such web surfing data may include your Internet Protocol (IP) address, browser type, internet service provider (ISP), referring or exit pages, click stream data, operating system and the dates and times that you visit the Site. Web surfing data and similar information may be used for administrative purposes, to assess the usage, value, and performance of our online products and services, and to improve your experience with the Service. As with cookies, the web surfing information collected is aggregated, anonymous “click stream” and transactional data, and is not associated with any users as individuals.

Links to Other Web Sites

The Site may contain links to Web sites owned by third parties. If you link to any such Web site, any information you disclose on that site is not subject to this Privacy Policy. You should consult the privacy policies of each Web site you visit. We are not responsible for the privacy practices of others. Any Site link to a Web site owned by a third party does not constitute an endorsement, approval, association, sponsorship or affiliation with the linked site unless specifically stated.